1) Sababta ay muhiim u tahay
EVC/ZAAD iyo adeegyada kale waa laf-dhabarta lacag bixinta. Tuugadu waxay beegsadaan OTP/PIN si ay u faarujiyaan koontada ama u xiraan lambarkaaga.

2) Hanjabaadaha waaweyn
OTP saarid: “Lacag ayaa si qalad ah laguugu diray—soo dir koodhka.”
Taageero been abuur ah: “Waa telecom—xaqiiji lambarkaaga.”
SIM-swap: Tuugadu waxay ku qanciyaan shirkadda inay SIM cusub siiso lambarkaaga.
Apps/links khatar ah: APK been abuur ah oo SMS/notifications akhrisanaya.
La-wadaagista koonto: Qoys/saaxiib ayaa haysta PIN-kaaga.

3) Calaamadaha digniinta
Codsi PIN/OTP—sharciyan lama waydiisto.
Farriimo degdeg ah/hanjabaad.
Dalab in aad rakibto .apk shaki leh.
Numbers/koontooyin la mid ah laakiin khaldan.

4) Ka hortag—waxaad samayn kartaa maanta
PIN adag oo si joogto ah loo beddelo.
Quful qalab + dami in SMS-ku soo muuqdo lock-screen.
SIM PIN iyo xaqiijin dheeraad ah marka la beddelayo SIM-ka.
Waligaa ha wadaagin koodh; wacyigeli ehel/shaqulle.
Kaliya Play Store/App Store; cusboonaysii OS iyo apps.
Password manager + eray-sir kala duwan.
2FA meel kasta oo suuragal ah.

5) Haddii aad ka shakido
Xannib koontada: wac telecom adigoo adeegsanaya taleefan kale.
Beddel PIN-ka; cusboonaysii passwords; daar 2FA.
SIM-swap? U tag xafiis rasmiga ah adigoo watta aqoonsi; warbixin ka dalbo akoonka.
Hubi macaamillada; dacwad degdeg ah gudbi.
Ka saar apps shaki leh; ku ordi antivirus; cusboonaysii nidaamka.

6) Dhaqan badbaado (qoys & hay’ad)
Xeer lacag oo cad: yaa codsan kara wareejin, sidee loo xaqiijiyaa.
Laba qof iyo wacitaan xaqiijin ka hor lacag weyn.
Tababar saddex-biloodle + tusaalooyin maxalli ah.
Lambarrada taageerada rasmiga ah ku qoro meel aan onlayn ahayn.

7) Sida loo wargeliyo
Telecom/wallet: Wac khadka rasmiga ah; codso “freeze” iyo tixraac.
Bangiga (haddii ku xiran): Wargeli si degdeg ah.
Hay’adda: Ogeysii finance + security.
Booliiska: Meesha ay ku habboon tahay, la socodsii caddeymaha.

8) Qoraallo wacyigelin
SMS/WhatsApp: “Waligaa ha wadaagin OTP/PIN—telecom marna ma weydiisato. Xaqiiji adigoo wacaya lambarka rasmiga ah.”
Banner: “Ka fiirso ka hor intaadan xaqiijin—OTP lama waydiisto.”

9) Siyaasad yar (hay’adaha)
2 qof ayaa oggolaanaya wareejinta shaqo.
Diiwaangelin SIM iyo oggolaansho beddel.
Playbook dhacdo: cidda lala xariiro, sida loo xannibo, cidda la ogeysiiyo.